Without filing Bankruptcy! Did you know that you can settle your debt with the IRS for just pennies on the dollar with their Offer in Compromise program? The program allows taxpayers to settle with the IRS on tax debt that has been incorrectly assessed or for liabilities they cannot afford to pay. The IRS...
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There are two main options under the U.S. Bankruptcy Code for people seeking financial relief by filing bankruptcy. Chapter 7 Bankruptcy For people with little income, few assets and mounting credit card bills or medical debt, filing Chapter 7 bankruptcy may be a good option because it allows a discharge of unsecured debt—that means...
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Here’s what you can do if a debt collector engages in illegal activity: 1. Tell Them to Stop Under the FDCPA, you have the right to tell a collection agency employee to stop contacting you. Simply send a letter stating that you want the collection agency to cease all communications with you. All agency...
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A Chapter 13 bankruptcy is very beneficial to the debtor in those situations where an asset or assets need to be protected, such as when a house is in foreclosure or a car is out for repossession. The Chapter 13 bankruptcy will immediately stop the foreclosure or repossession and all the past due amounts...
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In a Chapter 7 bankruptcy the court will discharge most types of debt including credit card balances, medical bills and finance company loans. Some types of debts like recent income taxes, student loans and child support obligations are not removed. On secured debts, like a home mortgage or car loan, you have the option...
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After successfully helping many clients decide whether bankruptcy is right for them, we understand that one consistent fear is the potential loss of assets. You worry that declaring bankruptcy will result in the loss of your home or car. Our bankruptcy lawyers serve clients like you in Orange and Los Angeles counties and throughout...
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