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Mortgage Modification
Affordable Legal Services
Our Loan Modification Help
Let my law office get you the best payment plan. We take care of the details. We keep a record of contacts and email them to you. We understand the numbers. We keep the lender honest. We negotiate the best outcome. We give you an honest appraisal of your situation. Share/Save »
On-line Conference
Dlownload and use Skype to video conference and exchange faxes or files. This requires a microphone and/or video attached to your computer. On-line Conference Payment Share/Save »
Home Affordable Refinance
You may be eligible if: You are the owner occupant of a one to four unit home, The loan on your property is owned or securitized by Fannie Mae or Freddie Mac (Don’t know? See Mortgage Modification Links), At the time you apply, you are current on your mortgage payments (current means that you haven’t been more... »
Home Affordable Mortgage Payment Modifications
If you report a hardship, your loan servicer will: • Determine whether your loan meets the minimum eligibility criteria (owner occupied, originated on or before January 1, 2009, unpaid principal balance equal to or less than $729,750). If yes • Ask about current income, assets and expenses as well as the specific circumstances relating to the... »
IRS Speeds Lien Relief for Homeowners Trying to Refinance, Sell
The IRS announced that it is putting a rush on processing Tax Liens on homes where the owner needs to refinance the mortgage or the sale the home due to the recent economic climate here in the U.S. In order to aid short sales or loan modifications, Taxpayers or the lenders may request that the... »
Obama’s mortgage modification plan is contentious
Commentary by Joe Weisenthal on the Business Insider: Now it would be easy to dismiss their arguments, as just being bondholders not wanting to take a haircut. And surely they don’t. But it’s also true that Obama’s mortgage modification and cramdown plans aren’t even good for homeowners. They’re basically a lose-lose. Bondholders see their contracts ripped up,... »
Bankruptcy Loan Modification Legislation Update
A draft compromise proposal indicates that borrowers who have been offered modifications consistent with the president’s Homeowner Affordability and Stability Plan or with a congressional program on refinancings would not be able to turn to courts to modify their mortgage. Under the proposal, judges would be able to reduce mortgage principal to a “fair... »
Senior Bankruptcy Judge Supports Bankruptcy Legislation Helping Homeowners
Judges make more sense than most bankers when it comes to social justice. »
Explosion of Scam Artists Offering Mortgage Modification
From SCOTT.NET is the following: “There’s just been an explosion of vulnerable homeowners and people preying on them,” says Terry Goddard, the attorney general of Arizona, which recorded the third-highest rate of residential foreclosures in 2008, after Florida and Nevada. “People miss their payments, and they are about to be repossessed, and someone walks in the... »