Are you feeling Lucky?

With debt negotiation, our office settles your credit accounts without filing for bankruptcy. Many people who do not qualify for bankruptcy feel overwhelmed and think that there is no way for them to ever get out of debt. If this is you, we are here to help. We take a lump sum of money and negotiate your credit accounts for you working to settle the accounts for the lowest amount possible to save you the most money.

Once the creditor knows that you have an attorney who is one of the most active bankruptcy filers in California, they know that the client is serious and that the client is refusing to deal with their hassling, harassment and abuse anymore. Plus, the creditor fears that the client will file for bankruptcy. After a client has retained our firm, the creditors cannot contact you anymore. We answer all of the creditor calls.
Our policy is not to accept the creditors first offer. In fact, even if it takes us months, we will wait to make sure we are saving our clients the most money.

Finally, we offer to follow through and make sure than when the debt is paid that your credit reports reflect a paid in full status on the settlement amount.