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We simply bankruptcy

Thank you for contacting us. We will respond, usually within one or two hours during our business hours. If you have any additional questions or comments, or would like to follow up with us on the status of your inquiry, to assure yourself of the earliest possible phone call or office appointment, which can take several days in our busy office, use either one of the side buttons on the left.

Join the Presidents' Club!

What to Bring:

1. Driver’s License
2. Social Security Card
3. Last 2 Years’ Tax Returns
4. Last 6 Months’ Pay Stubs
5. Recent Credit Report
6. List of property with estimated values
7. Credit Counseling Certificate
8. Appointment Questionnaire
9. Optional President’s Club Retainer.  Membership entitles you priority filing, plus costs and service savings totally $1,100 or more.

Call 949-461-0028  Now to Speak to an Attorney. We’ll help you get the above.Remember, when you choose to work with our firm that you are choosing to work with the best:  Our primary goal is to ensure that you achieve financial freedom and that is why we are Orange County’s Most Preferred Bankruptcy firm of 2009.

Our attorneys will ensure that you are able to afford bankruptcy and that you understand your options. It is our philosophy that bankruptcy is not always the best option, which is why we will consult you on all alternatives, if they exist.

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36 Years of Quality Law

Steven J. Feldman, Esq.

Our practice is predominantly bankruptcy so we can focus our efforts on serving your needs. While there are many attorneys to choose from, we feel confident that when a consumer retains us we work are to earn a good recommendation. All of our are are attorneys handout surveys, which are reviewed weekly by all staff.
Laguna Hills Bankruptcy Attorneys know you may have a hard time taking off work. That is why we will meet with you always on a convenient basis to your schedule!

PERSONAL ATTENTION

First, we provide personal attention. Nothing is more frustrating than to be unable to have questions answered or problems addressed by your attorney’s office in a timely fashion. We will return your phone calls as quickly as possible and address your concerns. Unlike many bankruptcy law firms, you will meet with an attorney on your first visit.

COURTEOUS TREATMENT

Second, we treat our clients with respect and courtesy. Our clients are already under intense pressure and stress that begins with creditor harassment and spreads to all aspects of their lives. We understand that people facing bankruptcy are just people experiencing unexpected circumstances such as unemployment, divorce, or health issues-all of which impact finances.

KNOWLEDGE OF BANKRUPTCY LAW

Lastly, we have extensive knowledge of bankruptcy law. We practice predominantly bankruptcy law, which means that most of our research, continuing legal education, and day-to-day legal practice is in bankruptcy law. This intense focus on bankruptcy law also helps our clients because we maintain working relationships with the bankruptcy trustees and court personnel in the area.

The law provides that a credit reporting agency, at your request, must accurately provide to you the all information in its files pertaining to your credit status. Such information includes: (1) the nature and the substance of information in its files concerning you; (2) the sources of the information; and (3) the identity of anyone who has requested your report.

Where to Get Your Report

The Federal Trade Commission advises everyone to get their free annual credit report through AnnualCreditReport.com. This is the only authorized source to get your free annual credit report under federal law. From there, you can choose one or all three of the major credit agencies: Equifax, Experian and TransUnion to send you your report.

Right to Provide a Statement of Dispute

You have the right to dispute negative items: If there are errors on your credit report, you should write to the particular credit agency and explain how the item is inaccurate and demand that the agency reinvestigate the disputed item. If their review does not resolve the dispute, ADD AN OBJECTION of up to 100 words to the credit report describing your dispute; be specific and give details. If you have filed an objection, the credit agency is required to indicate it in all future reports, and must attach a copy of your letter explaining your position. If an item is deleted as a result of a reinvestigation, you can also request that the credit agency provide a notice of that fact to anyone who received your report in the past.

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